How to obtain a mortgage loan in the U.S. as an immigrant with an ITIN/TAX ID. 

Mortgage solution for those with a Personal Identification Number (ITIN/TAX ID).
If you are an immigrant in the United States and do not have a Social Security number or your immigration status is undefined, obtaining a mortgage loan may seem complicated. However, at RQ Loans, we offer solutions specifically designed for people like you who have an ITIN or Tax ID.

Attention!
With this program, non-citizen immigrants can achieve the dream of homeownership.

You may have often been told that you cannot own a home due to your immigration status, but RQ Loans has the solution. RQ Loans tiene la respuesta.
If you do not have sufficient verifiable income, this is the ideal program for you. It doesn't matter if you're new to the country or if you don't have a traditional credit history; you can still purchase your home in the U.S. thanks to our tailored mortgage options.

How does a mortgage loan with an ITIN/TAX ID work?

At RQ Loans, we offer mortgage loans with accessible requirements for those who have an ITIN or Tax ID instead of a Social Security number.
This type of loan is perfect for immigrants who wish to settle in the U.S. and fulfill their dream of homeownership.

Key Benefits of Our ITIN/TAX ID Program:

Ideal for individuals in the U.S. with undefined immigration status. It doesn't matter if you're a resident, a temporary worker, or if your immigration status is still undefined, you can qualify for this program.
No need to verify the client's employment status. In many cases, you won't need to provide traditional employment proof. This program is perfect for those who cannot demonstrate their income with conventional employment.
Fast closing without the need to prove income. You can close your loan quickly without the need to provide extensive income documentation, simplifying the process.

Quick Requirements to Apply:

Immigration status: ITIN Number or Tax ID.
Minimum credit score: 680.
Down payment: 20%.

Program Features:

A CPA (Certified Public Accountant) letter and P&L (Profit and Loss) Statement, or ITIN/Tax ID, are required.
The interest rate may be lower if you have sufficient deposits over the last 12 months or if you have a co-borrower with a W2 or 1099.

Your home in the United States is possible!

It doesn't matter if you've just arrived in the U.S. or if you've been here for a while, at RQ Loans, we can help you access your own home. We offer solutions tailored to your needs and circumstances.

Don't let fear hold you back.

The dream of owning your home is possible.

It is completely normal to feel uncertainty or fear when facing the idea of buying a home, especially as an immigrant. However, it is crucial to remember that as Latinos, the dream of owning a home is not out of reach.
While the mortgage system in the U.S. may seem challenging, there are now mortgage programs specifically designed for people like you, who are looking to fulfill their dream of homeownership.

Call to learn more about how you can qualify for an ITIN mortgage loan.

Don't miss this unique opportunity to own your home in the U.S. We're here to help you every step of the way!
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